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Cup o Joe Factor Calculator 1.0

Similar to David Bach’s famous Latte Factor®, but for those of us who prefer our coffee straight and black. Seriously, though, this is a handy Excel spreadsheet that helps you to determine just how much your habits cost you. For example, did you know that your pack-a-day smoking habit could turn into an extra $262,000 or so at retirement (depending on your age)? Get the facts, and then decide whether any habit or regular purchase is worth continuing.

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• Similar to David Bach’s famous Latte Factor®, but for those of us who prefer our coffee straight and black. Seriously, though, this is a handy Excel spreadsheet that helps you to determine just how much your habits cost you. For example, did you know that your pack-a-day smoking habit could turn into an extra $262,000 or so at retirement (depending on your age)? Get the facts, and then decide whether any habit or regular purchase is worth it.
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